Bank Structure And Medium & Small-Sized Enterprise Financing

As a focus with most vitality and vigor in national economy, medium & small-sized enterprise has been an important factor of supporting and promoting economy increasing. But it is a dissymmetry that financial medium institutions give limited indirect financial support to medium & small-sized enterprise. How to solve the present financial puzzledom of medium & small-sized enterprise with more finance support to relieve becomes a problem with vital importance.Firstly, this paper compares the financial structure of our country with developed country, then this paper analyses Chinese national financial asset structure, exterior financing structure and finance organization structure, and announces the financial condition that our country lacks of direct financing and has unsuitable financial organization structure. Then the paper analyses the bank structure of our country at present and the effect of the medium & small-sized enterprise credit. The article has been in progress thoroughly analyzing to the credit action of financial medium organization, and probes into the superiority of local medium and small-sized financial organization supports the medium & small-sized enterprise, in addition, this paper puts forward policy suggestion to strengthening medium & small-sized enterprise credit support. It points out to develop the private-owned finance organization energetically and put forward the real development route, and puts forward pushing on the marketination of interest rate, perfect trustworthiness' guaranty system and strengthen the government policy support etc.