The Innovation And Development Of Commercial Bank's Intermediary Operation

With the development of financial liberation and the commercial bank's comprehensive business, intermediary operation, which is famous for its "high interest, low risk", has been a focus of modern commercial bank's growth. After China's entering into WTO, the foreign banks will also compete with Chinese banks in this field. Facing the disadvantages of scale, management, technology and service, the state-owned commercial banks must innovate, this is the only way to exist and develop. This thesis combines the ripe experience of developed countries' commercial bank with the internal and external obstructions, which has restrained Chinese bank's development, and then it supplies comprehensive and profound innovating method, that include the following five respects: system innovation, concept innovation, product innovation, management innovation and service innovation.