| Owing to the combination between banking and economics,influencing factor is increasingly complicated.Banker needs to design one macroanalysis model to logically judge different kinds of income chance and danger all banks faced with,through which banker may supply effective diagnose for banking operating management.The theses takes banking 'data in Xiamen as an example .It exists that huge credit risk and the lackness of interest rate management and earning of profit. Something must be done to strengthen profit oriented interior government,proceed operation flow recreation,exercise differency competition strategy. Central bank ' supervision and control ought to be executed in parallel. |
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