Researches On China's Banking Supervision

A bank as the credit agency and payment agency as well as an institution that constantly creating credit-circulating instrument,it is both the largest creditor and the largest debtor. Once a bank is in bad condition,it will cause the break of inter-bank payment chain,furthermore give an influence on the normal operation and payment of other banks,as a result,a catastrophic concussion would effect on the economic activities of the whole society,even of the whole world,the mexico financial crisis and financial crisis of southeast asia are fine examples,therefore,it is of critical importance that to strengthen the financial supervision,especially the banking supervision in the whole world,we can say that the history of the development of financial supervision in different nations is the history of their struggle on financial risks.After our country jinded WTO,the financial industry faces the more danger situation.in the situation of the benefit the commercial bank is lower and the rate of the bad assets is higher,it is an imminence question for the supervisory authorities to remain the solidity banking system and to protect the benefit of the numerous depositor and to enhance the bank' s competition ability of our country financial industry in the world finance market.on this background,my paper intreduce the basic framwork of the rules of the banking supervisory and by using for reference of the supervisory rules of the west main developed countries and the supervisory pensee of the BASEL AGREEMENTS,and discuss the exist questions of our country banking supervisory system and give some advices.Name:Guo CuirongMajor:Agricultural Economic ManagementSupervisor:Prof. Li Youhua...