Study On Private Financial Investment Of Chongqing Households And Economic Development In Chongqing

Household is a group of pepole live in a country by the law ,who specific in services providing and goods production to make money for their consumption and investment. In nowadays, household plays a more and more important role in modern social ecnomic system. All the inhabitants included have become more and more active in marketing economy. They are becoming very important participants, and can not be ignored any more like used to be under the planned economy in the past time.As the economic activities of chinese household getting more and more evident and active, there is a significant relationship between the growth of macro-economy and private behavior. Because a large amount of money and financial assets are in the hand of household,especially the savings and deposits ,accounts for over 60% of GDP ,and even over 70% in recent years. Household has changed from a passive participant to an active one and starts to influence the development of macro-economy and society greatly.The development and prosper of the household investment in our country is a certainly result of a specific stage of economy in it's way of development and the persist of economic system reform. And, it is also the requirement of the further reform and economic development. Since 1980's, either the quantity and the quality or the real influence of private financial investment has been regarded as very important factor in the economy, and devoting greatly to the persistant,steady, healthy development of macro economy. So , only when we admit the active investing participant status of household,especially the private financial investment, can we realize and be concious of the rule and tendency of macro-economy, and then we can make an effort to adjust all the factors involved in,so that we can achieve a success in economic development.This paper gives illustrations in details on the meaning, scale and functions of private financial investments on the basis of admitting the major status of household in financial investments, and tries to focus on the private financial invesment of Chongqing inhabitants, do some research on the nature and character, resources and arrangments, total amount and stucture of Chongqing private financial invesments. Then it indicates the relationship of between the specific behavior and the growth of Chongqing economy, and forecasts the possible increase of Chongqing macro-economy and also aboout it's motivative factor----financial investments of household, some suggestions will be given at the end of this paper.So ,this paper is consisted of three parts, the first part is basic theory, mainly about basic conceptions and economic theories, facilitates clear classification of private investments and theoretical illustrations. The second part is for the research on private investments of Chongqing household, mainly about three aspects, they are savings and deposits, insurance, and securities. This part is consisted of four chapters, besides the three ones mentioned just now, there is another chapter serves as a conclusion of the research on private investing behaviour of Chongqing inhabitants. The last one is on the prospect of Chongqing economy, mainly about the devotion of private financial investments of household to the economy, and some suggestions about how to promotethe private invesments and make good use of the precious inner-power of economic development.