A Study On Marx’s Credit Thought And Its Value In Ideological And Political Education

Ideological and political education refers to the social practice activities in which educators cultivate people’s worldview,outlook on life,values,political outlook,and moral outlook according to certain social requirements.In the new era of socialism with Chinese characteristics,the task of ideological and political education is to help the people establish correct ideological concepts,political viewpoints,and moral standards,overcome erroneous ideas,viewpoints,and positions,and consciously strive for the comprehensive construction of a modern socialist country.Therefore,ideological and political education is a fundamental issue related to the education of who to cultivate,how to cultivate people,and for whom to cultivate people.It is related to a series of major issues such as the flag of the Party and the country,the road,political security,and the direction and strategy of the ideological field.Marx’s credit thought and ideological and political education have a fit,that is,Marx’s credit thought can fit with the content of ideological and political education.Marx’s credit thought is an important content for education on worldview,values,political outlook and moral outlook.Worldview education requires in-depth study of Marxist theory,and Marx’s credit thought is an important part of Marxist theory;values education is mainly socialist core values education,and Marx’s views on the bourgeois so-called "democracy","freedom","equality","freedom" and "freedom"are not only important for the education of the world.Marx’s exposure and criticism of the bourgeoisie’s so-called "democracy","freedom","equality","justice" and other false political credit are indispensable elements of socialist core values education;from the perspective of political outlook education,Marx’s credit thought reveals the essence of capitalist From the perspective of political viewpoint education,Marx’s credit ideology reveals the essence of capitalism’s economic credit-borrowing capitalists and functional capitalists jointly divide surplus value and jointly exploit and oppress workers,thus further concluding that capitalism is bound to perish and communism is bound to win,which helps educate members of society on the "four self-confidence This helps educate members of society on the "Four Confidence".Marx’s idea of moral credit and his criticism of capitalist money morality,etc.are important additions to the content of moral values education.Marx’s credit thought sprouted in Europe in the 1840 s,developed and enriched along with the development and consolidation of capitalist economy and politics until the completion of Capital,which finally formed a systematic and complete theoretical system.The rapid development of capitalist economy in Britain and France provided the economic conditions for the formation of Marx’s credit thought,while the establishment of capitalist political system,the contradiction between the proletariat and the bourgeoisie and their struggle were the political conditions for the emergence of Marx’s credit thought.Marx’s credit ideology was developed by critically absorbing the interest theory of William Deedy,the representative of bourgeois classical political economy,Adam Smith’s idea of "money lent at interest",John Stuart Muller’s "quantity theory of money",and other bourgeois classical political economists.Based on the credit ideas of other classical bourgeois political economists,the theory was developed through an in-depth study and analysis of the British financial credit industry and credit system in the nineteenth century,using the materialist-historical approach.According to historical materialism,the existence of capitalist credit is the realistic basis of Marx’s credit thought;credit thought is linked to a certain historical stage of material production;the bourgeois concept of credit,as a moral code,is both a product of a specific era of capitalist society and at the same time has a certain deceptive character.The main content of Marx’s credit idea consists of four parts.The first part is about the connotation,essence and generation of credit.Regarding the connotation of credit,Marx made three provisions: the connotation of economic credit is "the movement of lending and borrowing";the connotation of moral credit is "a proper or improper trust";the connotation of political credit is a specific class relationship.The essence of credit is a relationship of exchange of economic interests.The prerequisite for the creation of credit is the emergence of commodity exchange;usury capital is a form of credit under the conditions of natural economy;modern credit is based on capitalist relations of production.The second part is devoted to Marx’s analysis and critique of credit in the capitalist economy.Marx first analyzes the types of capitalist economic credit,i.e.commercial credit and bank credit;analyzes the positive effects of capitalist economic credit: it has a direct contribution to capitalist production and circulation;it accelerates the pace of socialization of capital;and it promotes the formation of the world market.At the same time,Marx also criticized capitalist economic credit: the bourgeoisie’s unscrupulous pursuit of profit and the seizure of money led to the failure of capitalist credit;capitalist credit provided the possibility of speculation and risk-taking by capitalists;credit was the main lever of overproduction and excessive commercial speculation,thus becoming the trigger of capitalist economic crisis.The third part covers Marx’s analysis and critique of capitalist moral credit.Marx argues that moral trust is the necessary foundation of credit,and that the essence of capitalist moral credit is the personification of money;bourgeois morality is hypocritical and deceptive.The fourth part covers Marx’s analysis and critique of capitalist political credit.Marx analyzed the shortcomings of the system of government in capitalist countries and pointed out that the government is a powerful tool for defending the interests of the bourgeoisie and its various factions;exposed the class essence of the bourgeois constitution as defending the interests of the big bourgeoisie and revealed its inherent contradictory nature,i.e.,to grant certain rights to the workers and to rule over them;analyzed the capitalist state " public credit" and "state credit" of the capitalist state is instrumental and political;criticizes the bourgeoisie’s treachery to the proletariat.The goal of worldview education in ideological and political education is to enable members of society to establish the scientific world of Marxism,and its primary task is to educate the firm belief in Marxism,which is by far the most scientific,rigorous and vital theoretical system.Adherence to the guiding position of Marxism is determined by the socialist nature of our country.Marx’s credit thought is an important part of Marxist theory: Marx’s credit thought embodies Marxism’s political economy,philosophy and scientific socialism theory;Marx’s critique of capitalism’s credit is an important part of capitalism’s critique;Marx’s credit thought embodies the scientific,class,critical and practical characteristics of Marxism.Adhering to the guiding position of Marxism in ideological education requires true faith,true learning,true understanding and true use of Marxist theory.The main task of values education in ideological and political education is to use the core socialist outlook to cast the soul and educate people,so that members of society can widely practice the core socialist values.Cultivating and practicing socialist core values is of great importance for maintaining China’s ideological security,enhancing national cohesion and centripetal force,and enabling young people to grow up healthily.In Marx’s credit thought,the so-called "democracy","freedom","equality" and "justice" of the bourgeoisie The exposure and criticism of "public credit" and "state credit" in Marx’s credit ideology is an important and indispensable part of socialist core concept education.To strengthen ideological and political education,we must promote and practice the core socialist values,integrate them into the construction of the rule of law,into social development,and into daily life;guard the main position of public opinion propaganda,sing the main theme of socialism;give full play to the role of the excellent traditional culture of the Chinese nation;effectively strengthen institutional construction;and incorporate the core socialist values throughout the four major areas of professional life,public life,school education and family life.The political outlook education in ideological and political education is mainly to educate political identity,so as to enhance the national centripetal force and cohesion of the majority of social members and maintain the security and stability of the ruling system of the Party and the state.Political identity in the new era mainly refers to identification with the leadership of the Communist Party of China,identification with the road of socialism with Chinese characteristics,and identification with the political system of socialism with Chinese characteristics.At present,enhancing the political identity of the majority of social members is necessary to maintain political stability and social harmony,to improve the political quality of social members themselves,and to maintain national ideological security.The critique of the capitalist system and the bourgeois state in Marx’s credit ideology plays an important role in enhancing the political identity of social members: through his critique of the capitalist system,Marx concluded that capitalism is bound to perish and communism is bound to triumph;capitalist credit is a bridge to a new mode of production;the essence of capitalist credit is that borrowing capitalists and functional capitalists jointly The bourgeois state is a tool of class domination for the oppressed classes and is perfidious.To strengthen education on political identity for members of society,we must strengthen education on faith in the new era,i.e.,hold fast to Marxist faith,socialist and communist beliefs,strengthen education on ideals and beliefs,strengthen political cognition,enrich political emotions,and achieve political practice.The moral concept education in ideological and political education is mainly to educate socialist moral code,cultivate the good moral character of the members of the society,especially to cultivate their integrity moral,and improve the moral level of the whole society.Marx’s credit ideology exposes and criticizes the "trust alienation","human alienation","money personalization",money worship and moral credit crisis in capitalist society,and is useful for strengthening moral education.It has a catalytic effect on strengthening moral education.To strengthen moral education,we must play a good role in socialist moral education.Its purpose is to: improve people’s consciousness and historical initiative to work and start business;improve social climate;and create builders and successors of the socialist cause with Chinese characteristics.The basic requirements for cultivating good moral values in ideological and political education are: to cultivate members of society with good moral qualities and a sense of moral responsibility;the need for moral education on honesty and trustworthiness throughout society;and resistance to the erosion of bourgeois money-worshiping ideas.