A Study On The Civile Dibet Of Modern Tianjing

The letterpress study the civile dibet of modern Tianjing,which was regardedlittle by the sclooars.The material come from file and newspapers of Tianjingact,using them I made some deep study on it.In the study,I used some economics andsocioloay theory tools such as trust、play games and trade cost,throngh the study tolearn the society variance of modern Tianjing.My study indicate that in mordenTianjing, the debits on loan and fund of loan was distribting widely at each classesand orders,it had great meaning to civilan life and development of Industry andcommercial of morden Tianjing.In the period of transfer, the civile debit of mordenTianjing had more risk and low society credit.The phenomena of abscond, violenceand trick which were brought on civile debits was very severity.The usury was prevailand had great imperil.Besides thefactor of risk,imbalance of capital supply anddemand,the varictional of market and price ect,the action of govemengt also madeeffection on it.The civile debit on morden Tianjing individual debit was lack,ensuredebit was great application,pledge debit was prevail.The traditional organization suchas Hehui,Pawnbroking and Yinhao also had great function to the civile debit,but all ofthem were confronted with variance,decline and crisis of trust. Pawning right isone of the Chinese nation unique traditional legal regimeon property. This meaningwas accept by the Legislation of the Pawning right in the Republic of China.But thein the current of the marketing,the Pawning right was becaming one of trade off in themarket.The bank was new manner of civil debit. In the period of Republic ofChina,the banks of Tianjing not only loaned to the Industry and commercial,but alsoloaded to consumption of civilian.But the procedure of banks was numerous and noton speaking terms with folk custom.The banks was also cautions to civile debits.Sothey had limit effect on it.The government of morden Tianjing was very attention onthe civile debit.Expect forbided usury,confined interest of pawn and criterion thecivile debit by law,the government also interposited the civile debit.At the case ofnature disaster and market crisis,the government ministered the people and Industryand commercial by loan.But trust did not builted between them.The civile loan wasstill in position of hard.