A Study On Growth Mechanism And Pattern Of China's Rural Financial Market

The dissertation focuses on the growth mechanism and pattern of china's rural financial market. By studying precursors' research and China's development in rural finance, this dissertation constructs the theory frame of the growth mechanism and pattern which is used to make the comparison between the domestic and overseas growth of rural financial market. Basing on the positive analysis of the market's growth performance, this dissertation reveals the existing problems in market growth. By analyzing the causing factors of the problems, it put forward the strategic modes and policy measures for the growth of China's rural financial market.Contents of the DissertationThis dissertation is composed of 10 chapters, including preface, theory study, positive research and policy study. Preface is the design of research plan and is taken as the first chapter. Theory study is divided into 2 chapters, the 2nd chapter for the theory base of the market growth, while the 3rd chapter for the theory frame. Positive research includes 3 chapters. The 4th one is the international comparison of the market development. The 5th one analyzes the existing problems and the 6th chapter analyzes the market's growth performance. Policy study is composed of 4 chapters. The 7th chapter studies the cultivation of growth mechanism, the 8th one is about the pattern chosing, the 9th one is about the development strategies and the 10th chapter is about the research conclusion and corresponding policies.Conclusion of the Dissertation1. The growth of rural financial market is a naturally evolving process of quality & quantity. It is determined by a lot of factors. There is necessarily market malfunction in the market-oriented growth of rural financial market. So it is necessary for the government to intervene properly. 2. The international comparison shows that modern rural financial market is a division and cooperation system which is composed of rural commercial finance, rural political finance and rural cooperative finance. The growth needs not only market orientation but also government proper support.3. The growth of china's rural financial market has experienced an institutional transition from pure planned-economy to market-economy. The process gave the present rural financial market much experience as well as many conflicts and problems.4. From the viewpoint of fund operation, the government-oriented market growth failed in markedly promoting the increase of rural economy. While from the viewpoint of fund resources, the improvement of rural citizen's accumulating abilities has promoted the development of rural economy effectively.5. To optimize the collocation of rural financial resource, the government must foster a new growth mechanism and choose the growth pattern dynamically.Innovation of the Dissertation1. Basing on the market mechanism and pattern, this dissertation establishes the theory analyzing frame for the growth of rural financial market.2. This dissertation positively analyzes the causes and impact of the inconsistency between financial market growth and rural economic growth.3. This dissertation constructs a comprehensive policy framework for promoting the consistent growth of rural financial market and rural economy.Policy Recommendations of the Dissertation1. To expedite the reforger of the participants of china's rural financial market.2. To develop the multifunctional system of china's rural financial market.3. To innovate the financial product of china's rural financial market.4. To strengthen the fundamental construction of china's rural financial market.5. To perfect the supervising system of china's rural financial market.6. To strengthen the guide of china's abnormal rural financial market.7. To enhance the government's effective intervention in china's rural financial market.