The Comparative Study Of Banking Supervisory System And Lessons Drawn From It

In the post-WTO age, after fully opened, our banking supervisory system is brewing reformation. Nowadays supervisory system that Banking Regulatory Commission, Insurance Regulatory Commission and Securities Regulatory Commission trisect the system is going to an end. How to up build a low cost but high efficient cooperating financial supervisory system is a serious issue today.There are many foreign literatures on studying financial supervision and many genres about Government Intendance. They prefer the techno-analysis about banking supervision in the mature market economy system, but have deficiency on how to do the theory research and design the policy during the transformation. In this paper, the choice of banking supervisory system is a dynamic conversion process, and it is confined by the State Polity and Economy System, the traditions, laws and so on. We can not get the setting of banking supervisory system done once and for ever. There is no a versatile banking supervisory system which is efficient in any country and any period. As an endogenetic system, of its own accord or not every country will make its banking supervisory system in point.Although it is just beginning from the point of Comparative Economics, it is a long history that every Economic genre is developing its own thought on maintaining the safety of country finance. This article gets the inspiration from public interests supervision theory,bank restrict theory,theory of supervising law's incompleteness and endobiotic incentive supervise theory, tries to analyze the root of corruption in the banking, points out why the regional...