Research On Financial Risk Management Of RM Hospital Under The New Medical Reform

With the development of the new medical reform,the market environment of public hospitals has changed.First of all,due to the implementation of the zero bonus policy for drugs and consumables,the situation of "supporting medical care with drugs" and "supporting medical care with consumption" no longer exists,which further narrows the income channel of public hospitals.Secondly,the state has lowered the entry threshold of private hospitals,which makes private hospitals develop rapidly and compete with public hospitals.However,limited by the lack of local financial investment and the shortage of self owned funds,many public hospitals choose to make up for the operating capital gap by means of bank credit.Due to the special characteristics of public hospitals in China,their financial management mode is rigid and their risk awareness is weak,which leads to the gradual depreciation of state-owned assets,loss of property income,and financial crisis Financial risks such as a substantial reduction in revenue.In this context,this paper chooses to study and analyze the theme of financial risk management in public hospitals,which has practical significance for public hospitals to carry out financial risk management and achieve stable development.Firstly,based on the research of enterprise financial risk management,combined with the actual situation of China’s public hospitals in the new medical reform situation,this paper combs the research purpose and significance,and clarifies the research framework and research methods;Then,taking RM hospital as the research object,this paper analyzes the current situation of financial risk management under the new medical reform;Secondly,using the comprehensive evaluation method,through the establishment of evaluation index system,determination of index weight,calculation of financial risk comprehensive score and other steps,the financial risk situation of RM hospital in recent three years was evaluated and analyzed to further understand its financial risk degree and change trend after the new medical reform;Thirdly,according to the results of financial risk evaluation,the causes of financial risk of RM hospital are analyzed from internal and external aspects;Finally,in order to reduce or prevent the existing financial risk of RM hospital,this paper puts forward some countermeasures and suggestions,such as enriching financing channels,establishing risk management system,strengthening asset management,and standardizing medical behavior,so as to provide some reference for its effective financial risk management.