Implementation Of Long Term Care Insurance Policy In Guangzhou

Under the background of the gradual deepening of the aging process in China,long-term care insurance is an important measure to actively deal with the aging population and improve the social security system.From the exploration and practical experience at home and abroad,the establishment of long-term care insurance system is an important measure to cope with the aging population.It can not only meet the needs of the elderly for long-term care,promote the development of old-age care industry,expand the employment channels of nursing employees,but also reduce the burden of family pension,ease social contradictions and maintain social stability.However,China’s long-term care insurance development is relatively late,the promotion time is relatively short,many aspects are not perfect,in the implementation of the policy in the process of landing exposed some problems.On the basis of putting forward relevant concepts of long-term care insurance,this paper first reviews the historical evolution of the development of endowment in China in the past few years,and then takes G city as an example to study the policy content of long-term care insurance and the obstacles in its implementation.Through induction,comparative analysis,investigation and interview,the necessity and feasibility of developing long-term nursing insurance were analyzed.At the same time,the policy differences of other countries in long-term nursing insurance were compared.The problems existing in the implementation of long-term nursing insurance in China were analyzed and some suggestions were put forward.How to improve the implementation criteria and process of long term care insurance?In view of the following problems in the implementation of long-term care insurance policy,such as insurers’ willingness not to strongly affect the coverage of insurance,the lagging development of service system affecting the effect of security,the lagging construction of standard system affecting the management of services and the lack of strict supervision,the following countermeasures are put forward: to strengthen publicity and enhance the enthusiasm of the people to participate in insurance;At the beginning,the organization should be strict,the personnel should be lenient,the service supply should be guaranteed,the standardization and guidance of the organization should be accelerated through payment and supervision,then the scope of the organization should be expanded,and the unified and feasible standards and management standards should be gradually formed to ensure the guarantee effect;and the information platform should be improved through the integration of multi-role clients.Construction,linkage agencies,appraisal and evaluation agencies,long-term care designated agencies and service personnel of various agencies to ensure the smooth progress of service handling and policy implementation.