Research On Guarantee Model Of Rice And Shrimp Cultivation Supply Chain In Pengze County

Over the years,there are lots of policy-documents to support agriculture in our country.Take the central file no.1 as an example,since 2004,the red tape issued by our government that the agriculture,rural areas and farmers as the subject,be related to national economy and people’s livelihood has been consecutive for 15 years.The function of agriculture,rural areas and farmers in modernization construction is visible,as well as the determination of our country to solve the problem of agriculture,rural areas and farmers.But the rural development still exist many problems,of which the most obvious issue about the agricultural are difficult financing and expense financing.On how to effectively solve the financing problems of agriculture is still in a conservative state。At this stage,relevant experts at home and abroad have been working by introducing the supply chain financing solutions into agriculture to solve problems,but the solutions are still mainly concentrated in the agricultural production and processing link,front supply chain financing modes such as crop breeding and stock breeding that directly take natural as production objects and produce primary agricultural production are still little,especially for rice and shrimp feeding that belongs to new industry rising in recent years,due to the instability of upstream and downstream structure,the control degree of upstream and downstream is not high,the financial management level is weak,and the natural risk is large,the supply chain financing mode is less rare.This article mainly through thorough looking into status quo of the rice and shrimp farming guarantee mode of supply chain in Pengze County,studing policy guarantee and mutual guarantee under the supply chain mode,Study found that the policy guarantee’s guarantee ability is limited,source of funds is single,reserve of talents is shortage,market positioning is vague.Meanwhile,the mutual guarantee’s internal governance is chaos,entry threshold is low,Capital control is lax,related party guarantee is complex.Combing with actual cases,put forward proposals such as:Firstly,through the market competition to activate the intrinsic motivation of financial institutions involved in agricultural loans.Secondly,playing role of the comparative advantage of policy-based guarantee.Thirdly,Innovating anti-guarantee measures.Fourthly,stablishing credit files.Fifthly,stablishing risk performance appraisal mechanisms.The research results can help to further reduce the risk of supply chain guarantee mode,promote the benign development of the agricultural industry,at the same time,the results can also help to facilitate financial institutions to increase in credit,or accurate credit,which has certain reference significance.