Research On The Basic Medical Insurance System For Integrating Urban And Rural Residents In Mianyang City

Our country has built a basic medical insurance system for urban workers,the new rural cooperative medical care and urban residents basic medical care system and urban and rural medical assistance system as the main body has the characteristics of China basic medical security system,covering more than 1 billion 300 million of the population,the national health insurance system has been basically formed.However,with the further development of the society,abuse of medical security system formed the two urban and rural household registration system under the two yuan in urban and rural areas are increasingly apparent,mainly manifested in the lack of social fairness,sustainable development is not conducive to the flow of human resources,is not conducive to the medical insurance system,at the same time by the Finance Department of the Treasury repeated subsidies,urban and rural residents insured repeat phenomenon,relevant departments repeatedly set up information system and a series of problems such as agency.The most effective way to solve this series of problems is to realize the balance of urban and rural medical insurance in china.Earlier this year,the State Council has put forward the "Three Guarantees" is the basic medical insurance system for urban workers,the new rural cooperative medical care and basic medical insurance system for urban residents of three systems in one goal,because the current system in three kinds of payment standards and enjoy treatment,there are still large differences,the three guarantees one "and can not be achieved immediately,and the new rural cooperative medical care and basic medical insurance for urban residents of the" two guarantees "is to have enough social and economic conditions,they are similar to the principle of insurance,financing standard and financing mode.This paper uses the theory and method of comparative analysis and case analysis,in Mianyang City,integration of urban and rural residents basic medical insurance as an example,from the basic medical insurance for urban and rural residents in Mianyang City,insurance,financing mechanism,financing level,treatment andcompensation level,fund and organization management in the five aspects of comparative analysis of two system integration,analysis of existing problems,and from Chengdu city and Changshu City domestic integration of urban and rural residents basic medical insurance pilot precursor city experience,mainly from the unity of the people covered,puts forward the main ideas and suggestions on six aspects of a unified way of financing,the financing standard,unified compensation mechanism,fund risk control and unified management system Mianyang City,the integration of urban and rural residents basic medical insurance.