The Design And Realization Of New Claim System In PICC

Motor Vehicle Insurance, mainly include two items, compulsory liability Insurance and Commercial liability Insurance.Government requires that all then motor vehicle must be Insured. Compulsory Liability Insurance, besides, commercial liability Insurance can be insured according to their own circumstances voluntarily.Claim is a commitment action and a procedure which can be claimed according to the insurance contract If the reason and the object of insurance of accident are belong to the scope of claims.Providing fast, convenient claiming services for guest is one of the aims of current vehicle insurance company. Relying on the cooperation of Bank, Garage,Single glass Garage, Hospital, Emergency center, the Public Security Department,American insurance company enhance their service level and Fight against insurance fraud. Many insurance companies can do special service, such as report the case-online,Claim–online currently in China.The Automobile Insurance claiming system of this thesis not only shows the technical support to enhance the effectiveness and the satisfaction of the guests, but also supply a system guarantee for secure new guests. Through the research of claiming model and claiming system home and abroad, relying on J2 EE structure and JBPM stream technical, It realized the whole procedure of Automobile claims which including: Reporting the claim, Scheduling processing, Checking and evaluating damage, Adjustment, underwriting, closing and so on. It solved the disadvantage of the for-C/S system and enhances the effectiveness and accuracy of the figures.In this paper, in the process of claim business management risk points and key points are analyzed, and illustrates the system corresponding to the implementation of the way. Car insurance online claims system to improve the settling velocity, the effect of strengthening internal control, is now in the company internal comprehensive use.The Automobile Insurance claims system in this paper enhance a lot and achieve a certain effect, but It is still not perfect and have to be researched in the scope of claims.With the development of 3G technical, it is a developing direction in how to realize and research in the near future the access of damage via mobile phone. In addition, thequotation library of the spare part is the same local price, some quotation can be just for reference because of the regional difference and final marketing price will depend on the actual checking result. Regional management of the quotation of spare parts also will be a development direction in the scope of claims. With the continuous development of technology and the increasing needs of the business, the requirement of the system would be higher and higher which need continuous innovation and improvement in the future.