Economic Analysis On Chinese New Rural Cooperative Medical Scheme

It is a hot problem to set up the new rural cooperative medical scheme at present in China. As one large agricultural country, peasants are subject of the society. This fundamental country reality determines peasant issue to be the fundamental issue to the party and national all the time. Since reform and opening-up, many peasants have been caused and returned to serious poor because of illness.The phenomenon disposed the seriousnsss of rural medical treatment system, and have hindered the development of the rural society. Set up and perfect the new rural cooperative medical scheme is significant to the stability and development of rural social and the whole society. At first in this text,the author has summarized the intension and characteristic of the new cooperative medical scheme. Under the new background in new century, the new cooperative medical scheme has new meaning and characteristics different from the past, The new cooperative medical scheme is organized by government, led, supported, peasants participate in voluntarily, individual , collective , government raise funds in many ways, mainly relying on comprehensive arrangement for serious disease and it is a peasant medical treatment system that help each other and help the system altogether ". Its main characteristic is shown as five respects: 1, Government's behavior is strengthened, the policy supporting dynamics is strengthened ; 2, has broken through the demarcation line that " the community raises funds "; 3, the management system is changed ; 4, supervision mechanism is strengthened; 5, combine with poor medical rescue. Second part Analyse in terms of game theory that it is the inevitable choice of rational government and rational peasant to set up and improve the new cooperative medical scheme. Have recalled the historical gradual progress of the traditional cooperative medical service and role in history at first, then based the rural medical current situation and influence after disintegrating on the cooperative medical service, analyse the cost and benefited of the government and peasants in the new cooperative medical scheme , Propose " government offer fund , peasant pay the fees, it is implement new-type cooperative medical scheme , the utility of the government and peasant can all reach and maximize , and is the best choice of rational government and rational peasants ". The third part , base on the unrational behaviors of the government and peasants in the pilot project of the new-type cooperative medical service, analyse the reasons produced these unrational Behaviors. I think , the government at the basic level has insufficient knowledge to the purpose , meaning to set up the new rural cooperative medical scheme ,etc. lay stress on curing instead of make light of defending; Because practice rigid apportion in basic unit bring out local government " sets of money excited " too at the same time, twist " project supported by commen people " as " fishing project "; The financial resources bottleneck of the government at county level has caused the unrational speculation behavior of the local government too; Cooperative medical service repeated, at the basic level government disappearance and some other of credit " suffer from " incident , etc. make peasant is it believe new-type cooperative permanence of...