Research On Enterprise Credit Supervision In Wuhu City Under The Big Data Environment

Since the National Two Sessions in 2019,credit supervision has become the key word in the Report on the Work of the Government.With the issuance of the "Opinions on Promoting the Construction of a High Quality Social Credit System and Promoting the Formation of a New Development Pattern" by the General Office of the State Council in March 2022,credit supervision has become a current hot topic,and this new regulatory approach provides strong support for the development of the socialist market economy.Credit regulation is an important institutional innovation that applies big data technology and credit evaluation systems,with credit as the core for daily supervision of market entities.Through a series of measures,such as strengthening in-process and post supervision,hierarchical and classified supervision,and precise supervision,comprehensive supervision of the entire lifecycle of market entities has been achieved.In this context,this article conducts research and analysis on the credit supervision status of enterprises in Wuhu City.This article analyzes the current situation of enterprise credit supervision in Wuhu City through literature review,field investigation,and comparative analysis,using public governance theory,information asymmetry theory,and government supervision theory,and relying on technical support from data platforms such as the Wuhu Credit Information Sharing Service Platform and China Economic Information Network.Research has found that although some achievements have been made in the construction of websites and platforms,credit data collection and sharing,and normalized credit monitoring in the enterprise credit supervision work of Wuhu City,there are still certain problems,such as poor data sharing and linkage effects among multiple departments,low participation of third-party credit institutions,and fewer credit application scenarios.The reason for these problems is that the current legal mechanism for credit supervision is not yet sound,the application of big data technology is not yet mature,and the governance system for diversified supervision is still not perfect.To achieve the goals of optimizing credit supervision in Wuhu City,accelerating the construction of provincial sub centers,and creating the city name card of "integrity Wuhu",it is necessary to first improve the legal mechanism of credit supervision,promote the institutionalization of supervision,and on the one hand,strengthen top-level design to provide legal basis for supervision.On the other hand,it is necessary to clarify the responsibility boundaries of regulatory authorities and improve the efficiency of collaborative supervision;Secondly,we should deepen the application of big data technology,promote intelligent regulation,strengthen infrastructure construction such as credit platforms,and combine artificial intelligence technology to innovate regulatory models;Finally,a new situation of multi-party governance should be established to promote transparency in regulation,strengthen the leading role of the government,and use methods such as propaganda and policy incentives to promote the participation of third-party credit institutions in society.