Research On Patent Financial Risk-sharing System Of Scientific Technological Small And Medium-sized Enterprises

Under the new economic situation of China,small and medium-sized technology enterprises are playing an important supporting role in industrial upgrading and structural adjustment tasks.However,due to the small scale and insufficient funds,the development of those enterprises relies too much on the inherent characteristics of the ability to realize the realization of intellectual property rights.As a result,the future development of small and medium-sized technology enterprises is uncertain with high risks,which makes it difficult to obtain financing.At present,the subject of intellectual property pledge financing is mainly based on patent.The construction of the risk sharing system of patent network financing makes the traditional patent pledge financing and the new patent network pledge financing widely used,which can provide a new way to solve the financing difficulties of small and medium-sized technology-based micro enterprises.This paper provides a legal basis and system design for the improvement patent financing risk sharing system in China by examining the current patent financing risk sharing system in China.In the research path,it has been divided into three steps: Firstly,establish the patent financing.The risk sharing system is theoretically due to the proper status;secondly,establish the actual status of the patent financing risk sharing system;finally,fully consider the reality and the actual state of Chinese patent financing based on the above research,and come up with a specific patent financing risk-sharing system through the existing problems.As the early countries for patent financing,the United States and Japan established a corresponding risk sharing system in practice.The United States formed a market-based intellectual property pledge financing risk-sharing model with Small Business Administration,while Japan prefers a typical policy-oriented IP financing risk sharing model.Compared with the United States and Japan,Chinese science and technology small and medium-sized enterprises rely on patent as the main target of intellectual property pledge financing is still in the early stage of development.In addition to national laws,three different types of risk-sharing systems of intellectual property pledge financing,market-oriented,government-guided and government-led,have been established mainly through local legislation.But there are still certain defects,such as imperfect institutional conditions for market-oriented risk-sharing,and the financial burden of government-led risk-sharing is too heavy to be sustained for a long time.Therefore,China should combine the actual situation,adopt the form of decentralized legislation to build the risk sharing system of patent financing,which is mainly government-guided,to promote the development of the practice of patent market-oriented financing under the guidance of the government,and to strengthen the patent financing risk sharing system modernization system to solve the financing problems of Chinese small and medium-sized technology-based enterprises.