The Study Of Financial Services To Small And Medium Enterprises Of China’s Banking Industry

SMEs are the main force of the national economy, the expansion of employment, steady growth, the prosperity of the market, independent innovation and meet the personalized demand, occupied a very important position. But the financial services to enjoy its position is not match, which greatly limits our country small and medium-sized enterprise bigger and stronger, to go abroad to participate in international competition. Do a good job in financial services to small and medium enterprises, which concerns the overall situation of economic and social development, a very important strategic significance. The thesis attempts to based on summing up and sorting of domestic and foreign commercial banks SME financial service experience and practice, the concept and theoretical analysis of financial services to small and medium enterprises, starting from the financial services of commercial banks in the case of small and medium enterprises, the principle and application of strategy of financial services to small and medium enterprises of the banking industry, discusses how to further deepen the financial service for the SMEs business Construction Bank, small and medium-sized enterprise model and choice of path of competitive financial service system of the commercial banks, put forward their own proposals and measures to deepen the financial service problems of small and medium-sized enterprises, to raise the overall level of the small and medium-sized enterprise financial services of commercial bank, the development of better support the growth of small and medium enterprises.