Research On The Internal Control System Of JY Rural Commercial Bank Based On The Risk Of Bank

Commercial bank as an indicator of the world economic and financial development, the risk facing the complexity is higher than any previous period. Stable and effective internal control system in the sustainable development of commercial Banks is playing a more and more important role. Rural credit cooperatives reform for rural commercial bank(hereinafter referred to as the “bank”). The basic is the management structure, internal control system of rural credit cooperatives and the management pattern, caused the new bank many hidden trouble and crisis. Bank to the real transformation for standardized operation, the risk controllable leading financial institutions, should put the risk-oriented internal control system construction as the key and core work to advance.In this paper, starting from the basic theory of risk management and internal control, in-depth analysis on the relationship between the two, in Shandong province to JY agri-businesses behavior, the problem of the present situation of its internal control system, diagnosis, and the causes of the formation of mining problems. Then, the internal control mechanism into the organization and the organization structure is optimized, the internal control environment, control activities, information exchange, risk assessment, supervision and correction of five subsystems in detail design. On the basis of JY bank internal control system is redesigned and improved, using the analytic hierarchy process and fuzzy comprehensive evaluation method to the improved internal control system is evaluated, and finally bring forward the policy suggestions of security operation.