The Investigation And Analysis Of Policy Forest Insurance Of Hunan Forestry’s Implementation Under The Background Of Forest Right System Reform

Since2009collective ownership of forests system reform, has created the condition for the forestry socialized development.The forest insurance under took the forestry socialization service the essential action, takes in the central committee and the local authority to carry out gradually highly.At present, the central authorities locate the forest insurance in the policy-type are safe, carry on the fiscal subsidy; The Hunan provincial government formulated has appeared the related regulated document, was clear about the entire province policy-type forest insurance experiment site scope, the implementation plan, the insurance responsibility, the insurance principle has compensated and so on the concrete content.The Hunan forestry policy-type forest insurance work smooth development, is the government supports "three agriculture", the development forestry important action, regarding safeguards forest worker’s economic interest, sharpens the forest worker anti-risk ability, the reassignment society afforestation afforestation enthusiasm, the consolidated development collective ownership of forests system reform achievement, the advancement modern forestry and the socialism new rural reconstruction, the realization forestry industry sustainable development from all walks of life has the extremely vital significance.This topic through to the Hunan Province ten county500household forest worker’s on the spot residence investigations, to forest worker individual and the family basic situation, the forest worker home economics condition, the collective ownership of forests system reform situation as well as the forest worker aspect and so on appraisal and policy demand which changes to the forest understandings, from aspects and so on forest worker’s cognition level, participation situation, purchase wish, degree of satisfaction appraisal has analyzed the Hunan forest insurance work development actual situation and the existence main question, these question main reflection in:(1) produces the operator to receive limitedly, lacks the long-term stability insurance material base (2) forest worker risk consciousness to be light, the intrinsic power (3) forest worker who lacks the independent development forest insurance is been low the education level, the thought idea quite is backward;(4) insurance exempts compensates the beginning too to be high, the payment amount too is low (5) undertakes the commodity forest insurance premium proportion too to be big (6) insurance too to be low, the insurance premium tariff too is high, the checking standard too excessively is simple;(7) government is insufficient to the policy-type forest insurance propaganda dynamics, the forest worker accepts the information to be limited;(8) government the fiscal subsidy which provides to the policy-type forest insurance is limited, the forest worker still bore heavily;(9) government provides policy support, necessary establishment construction pending consummation; And so on.Through root analysis which produces to these questions, proposed improves and consummates the Hunan policy-type forest insurance the measure to suggest, includes specifically:(1) develops the forestry economy vigorously, raises the forestry afforestation income level;(2) continues to strengthen the propaganda promotion work, raises the forest worker risk consciousness;(3) enlarge country (4) improves the forest insurance grade of service to the policy-type forest insurance insurance premium subsidy support dynamics, satisfies the forest worker to the insurance product demand;(5) establishment perfect policy-type forest issurance system legal laws and regulations (6) deepening ownership of forests system reform, consummation correlation necessary facility construction;(7) consummation policy-type forest insurance surveillance system, maintains insures the market order to be stable; And so on.