Research On China 's Internet Financial Risk Supervision

With the rising development of online retailers, after their wave of boom, Internet Finance starts to come out. Different with the traditional financial industry, the Internet Finance makes people’s life easier, including payment, transaction, transfer accounts or remittance, Internet Finance is quickly occupying the market with its convenience and safety.In this paper, the Internet financial risk and supervision as the main research direction, according to the classification of Chinese Internet financial risks, the analysis of the present status of the Internet financial risk, combined with the analysis on the Internet in our country financial regulation status, combined with China’s national conditions and development present situation, proposed conforms to Chinese national conditions of the Internet financial risk regulation strategies and Suggestions. Mainly adopts the literature reading method, data analysis and case analysis method.Through the study, we can found that Chinese Internet financial exist both traditional financial risks, and Internet financial risks. In the regulatory level, there are: laws and regulations for Internet financial regulation covers, regulation not clearly defines the main body responsible for the department of responsibility is not clear, the guiding of government for the regulation is in place, such as holes.Aiming at these problems, this article in the last part puts forward the corresponding Suggestions.