| The relatively backward areas of China’s economy are in rural areas,while the relatively backward areas of rural economy are mainly concentrated in forest areas.From 2008 to 2012,China carried out a new round of reform of the collective forest property system,basically completed the goal of determining property rights to households,and the allocation of forestry production factors has been optimized to a certain extent.However,farmers are still facing the problem of shortage of development funds.The development of forest economy cannot be separated from the support of funds.Therefore,the government supports farmers’ production and management development through a series of forestry finance supporting policies such as forest property mortgage loans.With the continuous deepening of the forest reform,the forest region is gradually promoting the separation of three rights,and establishing financial systems such as forest land financing guarantee.The small-scale operation model of forest farmers is gradually eliminated,and the intensive operation model gradually occupies the market.The majority of farmers have a stronger demand for funds in the production and operation process and in the process of expanding the production scale,while the forest right mortgage loan solves the shortage of funds for farmers Financing difficulties and other problems provide an effective solution.Based on the survey data of 500 farmers in the 2018 Monitoring of the Reform of the Collective Forest Right System by the State Forestry and Grassland Administration,and according to the differences in forest land attributes,this paper divides farmers in collective forest areas into public welfare forest farmers and commodity forest farmers,and uses descriptive statistics methods to analyze the basic information of heterogeneous farmers in Hunan Province,forestry resource endowment,income and expenditure of farmers And the demand willingness of heterogeneous farmers for forest right mortgage loans was analyzed.At the same time,the demand willingness and impact of farmers for forest right mortgage loans under the heterogeneous background in Hunan Province were empirically analyzed using multiple ordered logistic regression model.Finally,conclusions were drawn and corresponding policy recommendations were put forward.Descriptive statistics show that:first,on the whole,most farmers lack the willingness to demand forest right mortgage.Second,from the perspective of heterogeneous farmers,public welfare forest farmers and commodity forest farmers also have a low demand for forest right mortgage loans,but compared with commodity forest farmers,public welfare forest farmers have a stronger demand for forest right mortgage loans.The multiple ordered logistic regression model takes the farmers who do not need forest right mortgage loans as the benchmark item and draws the conclusion that:the age of farmers,whether they are engaged in forestry related work,their perception of forest right mortgage loans,family forest land area,family expenditure,whether they need loans,and the degree of economic development of the region have a significant impact on the demand for forest right mortgage loans of public welfare forest farmers;Whether there is a need for loans,the degree of perception of forest property mortgage loans,and the proportion of household forestry income in total income have a significant impact on the demand willingness of commodity forest farmers for forest property mortgage loans.It is concluded that there are significant differences in the influencing factors of heterogeneous farmers’ demand for forest right mortgage loans,and based on this,a series of countermeasures and suggestions are proposed to strengthen the publicity of forest right mortgage loan policies,adjust the ecological compensation standards,and develop the under forest economy. |
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