Research On Agricultural Supply Chain Finance Mode From The Perspective Of "Agriculture,Rural Areas And Farmers"

Rural finance is an important part of China's financial system and a core element in promoting China's "three rural" work.The development of agricultural supply chain finance can improve the availability of financial services for farmers and small and micro enterprises,and promote the development of rural economy.The vast market development space in rural areas and the lack of traditional financial systems have made it possible for rural e-commerce platforms and agricultural leading enterprises to lay out rural finance.With the popularity of big data,cloud computing and mobile payment technologies,Internet finance has provided new ideas for promoting rural financial development.Although there are some problems,the composition of the new Internet finance system in rural areas and the Internet credit information system based on big data are becoming more and more perfect in rural areas.The penetration of Internet finance into vast rural areas is an inevitable trend of rural finance.Agricultural supply chain finance is a new model of financial services under the influence of the Internet,and has gradually become a new growth point for financial services.I hope that finance,as a representative platform of supply chain finance from the perspective of “agriculture,rural areas and farmers”,studies the development model of agricultural supply chain finance of “Hope Finance” and has reference significance for promoting rural financial development.The paper aims to find out the successful experience of financial development through specific case analysis and put forward reasonable opinions for the development of agricultural supply chain finance in China.The paper first introduces the basic structure of agricultural supply chain,expounds the mode and development status of agricultural supply chain finance,and lays a theoretical foundation for the latter.Secondly,it shows the hope that the financial enterprise situation,development process,and business scope will be feasible for the financial development of agricultural supply chain finance,and the possibility of financial risk control and development opportunities will be analyzed.The comparative analysis method is used to compare the financial development of agricultural supply chain with financial and traditional banks,and to compare and analyze the business results of Hope Finance in recent years.Finally,based on the summary of the hope of successful financial development experience,the relevant reference and experience are proposed.The main conclusions of the thesis are as follows: First,policy support is the driving force for agricultural supply chain financial development;second,relying on the parent company's superior resources,the integration and development of the industrial chain,to create a financial system,agricultural and rural integration ecosystem;third With a complete credit information system and a high risk management system,it is a necessary guarantee for the financial development of agricultural supply chain.