Research On Hottinger Baldwin Customer Credit Improvement

Credit economy is the inevitable result of the development of market economy to a higher stage,at present,under the increasingly fierce market environment,the credit sale of enterprises has become an important means other than enterprise financing and product services.At the same time,the credit caused by credit sales is becoming more and more serious,how to manage custom credit has become an important part of enterprise management.Starting from the current situation of credit management in Hottinger Baldwin China,this paper makes a deep excavation of the credit management faced by the company and finds that there are some problems in the internal management mechanism of the enterprise in the credit risk management of Hottinger Baldwin China.Second,by using the scientific credit risk assessment method and Credit Management mode,this paper analyzes the risk causes and problems of the credit risk of the company in the Credit Management department,the customer credit investigation,the customer credit evaluation,the customer trust decision,the Accounts receivable monitoring and the overdue accounts recovery.Finally,combining with the actual situation of Hottinger Baldwin China,this paper puts forward some concrete measures to construct the improvement scheme of credit risk management.Through the implementation of these improvement programs,we strive to improve the credit risk management of Hottinger Baldwin China and can help the company to control the credit risk more effectively and improve the credit risk management level.Along the above analysis ideas,this paper will introduce in detail the Hottinger Baldwin China Credit Management improvement measures and program support implementation measures.Specifically,the establishment of Credit Management department is refined,and the risk of pre-and post-incident and afterwards in the management of enterprise credit transaction through credit risk management mode is put forward,and a series of problems existing in the current enterprise credit control management are organically combined with the credit risk avoidance method,and based on the credit risk management of Hottinger Baldwin China,some effective improvement measures and concrete scheme guarantee measures in management are put forward to help enterprises establish good credit risk control measures in order to meet the needs of sustainable,rapid and healthy development of enterprises.