Research On The Internal Control Management Of Corporate Credit Loans Of S Bank

In today's world,economic globalization and online finance is overwhelming,but with the development of China's economy into the new normal,the rapidly changing market environment is more complex,this leads to the commercial banks facing of market changes,accelerating the strategic transformation simultaneously,bearing the growing risk.Obviously,the ability of risk control has become the core competitiveness that affects the sustainable development of commercial banks,and its importance is self-evident.The issuance of credit loans is an indispensable link in the risk control of banks.The loan center of commercial banks shoulders the dual responsibilities of risk control and service business,is an important force to guarantee the quality of bank assets,and plays an important role in balancing business development and risk management.Therefore,how to continuously strengthen the construction of credit operation team,improve the risk control ability of credit operation personnel and the professional quality of credit operation team is a necessary measure to strengthen the management of commercial bank loan issuance under the current economic situation.This paper takes the S commercial bank which founded in 1992 as the research object,analyzing the institutional settings of the credit operations center(the department of company loans management)in it,to draw more meaningful research conclusion and help do better risk control of the S bank corporate loans operations.There are six chapters in this paper.The first one is the foreword,giving the introduction of this project,and its research methods,study meaning.The second chapter is a review of the relevant theories of internal control of bank risk.Chapter three is the main content of the management of bank company's credit loans.The fourth Chapter is the core part of this paper.It makes a case study of the internal control management of S bank corporate credit loans,summarizes the existing internal control problems,and helps to put forward the improvement plan after the "prescription".The fifth chapter,based on the above case analysis,puts forward specific countermeasures and suggestions for S bank to enhance the internal control management of corporate credit and loans.The sixth Chapter is the conclusion and outlook,elaborating the conclusions and shortcomings of this study,and carrying out research prospects.