The Design And Implementation Of Web Module Of Catfish

With the development of technology and the improvement of living standards,the demand for people to buy mobile phones is increasing.But in China,there are a lot of people can't buy the high-end phones for their low salaries.And the business model of traditional bank is cumbersome so that they can't provide loan service timely.At the same time,there also are a great number of people being rejected by traditional bank for low credit level.Therefore,there has appeared the new financial products in the domestic market which are mainly provide users who need to buy phone with the microfinance services by setting up a salesperson in the 3C store.And when the user finish the application,the salesperson submit it to the system to be audited according to the risk rules that are created by experts.The existing finance products spend too much manpower to provide services;and the risk experts create most of the risk rules.So this paper describes how this project provides services through the design and implementation of Catfish.First of all,this paper provides user module to make the user finish application with WeChat.Secondly,this paper provides merchant module to make the merchant user do their business.In addition,this paper also discusses how user behaviour module,data acquisition module,rule engine module and the "machine learning" module work in Catfish.And the main contribution of this paper includes:1)For the process of filling in the application,it proposes the user module in Web module to make the user complete this process through the WeChat.2)And for how to provide loan services to user,it proposes the merchant module in Web module to make the merchant user do their business to help users complete loan applications.