Analysis Of Current Situation Of Medical Insurance For Urban And Rural Residents

In January 2016,the state promulgated the urban-rural medical insurance integration system,which is a medical insurance system for urban residents and rural residents other than urban employees.The government's promulgation of this policy is good news for rural residents.Improve the health care level of the residents and reduce the poverty caused by illness brought by the economy.Based on the background of urban and rural medical insurance system in Qingyuan District of Baoding City,this paper makes a detailed investigation and analysis of the current situation of the implementation of urban and rural basic medical insurance system in Qingyuan District of Baoding city.On the one hand,it analyzes the current situation of urban and rural medical insurance through policies,medical insurance statistics and interviews with relevant staff.On the other hand,from different ages,genders,occupations,income residents to carry out a questionnaire survey,to analyze the current implementation of urban and rural medical insurance in Qingyuan District of Baoding city from various perspectives,such as medical insurance compensation and reimbursement,the scope of medical drugs catalog,the level of medical insurance publicity and understanding,the fairness of medical resources,and then analyze and study the problems in the implementation of rural and urban medical insurance.The research shows that the awareness of urban and rural medical insurance policy publicity has reached a wide and high level,and the reimbursement level of urban and rural medical insurance has reduced the economic burden of most residents.After participating in the medical insurance of urban and rural residents,residents are more willing to choose high-quality medical institutions for medical treatment,which is acceptable for the financing standard level of most residents.Through the questionnaire research and analysis,there are still some deficiencies:the lack of in-depth interpretation in the propaganda of urban and rural medical insurance policies;the improvement of the proportion of medical reimbursement in urban and rural areas,but there are still problems in the scope of reimbursable medical treatment and drug catalog;after participating in the insurance,residents are more willing to go to medical institutions with high-quality conditions for medical treatment,while showing that there is a lack of medical resources at the grass-roots level,and lack of high-tech water This paper discusses the medical insurance of urbanand rural residents in an all-round way,seeks solutions to specific problems,puts forward corresponding optimization suggestions,and urges the development and implementation of urban and rural medical insurance system to be effectively improved,Make the medical insurance system perfect and develop faster.