Study On The Influence Of Different Basic Medical Insurance Systems On The Health Of Residents And The Economic Burden Of Disease

Nowadays,the basic medical insurance system plays an increasingly important role in social life because of the increasing medical expenses and the increasing aging of the population.In order to better protect the residents,especially the poor residents due to the huge medical expenses caused by the economic difficulties,China's government work report in 2018 pointed out that the implementation of health China strategy,which focuses on the basic medical insurance and serious illness should improve the level of protection of health insurance in the country.In the exploration,we found that the financing level,compensation level and operation mode of different basic medical insurance system have great influence on reducing the economic burden of disease and improving the health level of residents.Therefore,through the comparison of the results of different medical insurance system in China on the economic burden of health and disease of residents,and other important factors using regression model to explore the economic burden of health and disease affecting the health care system in elderly residents,effective way of thinking in the elderly residents against disease economic risk.In order to better cope with the aging of the population,improve our basic medical insurance system,to a large extent,protect the health level of middle-aged and elderly residents,and promote the further realization of healthy China.Based on the relationship between the basic medical insurance system and the residents' health and disease economic burden,this paper studies the impact of different basic medical insurance system on the health and disease economic burden of the middle and old aged residents by using CHARLS2015.According to the results of regression analysis,it is found that there are significant differences in the economic risk protection ability of different types of medical insurance system,and there are also differences in the health level of middle-aged and elderly residents in China.The basic medical insurance of urban workers is the most important for alleviating the economic burden of the middle and old people and improving the health level.And the significant effects of age,income and direct medical expenses on the health and economic burden of the middle and old aged residents who participated in the basic medical insurance.Thus from the three aspects of integrating the basic medical insurance system,improving the level of basic medical insurance compensation,improving the public health,developing the general practitioner system and strengthening the medical insurance of large diseases,and promoting the development of business and insurance,we put forward the optimization strategy for the middle and old people in China to resist the risk of the disease and guarantee and improve the health level.