Based On Spatial Measurement, The Relationship Between Financial Development And Urban And Rural Income In Western China

Financial development is an important part of modern economic and social development,as the core of modern financial economic and social resources allocation,its development level is directly related to the level of development of contemporary economy;finance is core of modern market economy,financial development and economic growth in the residents income level is closely linked,whether financial development has a positive effect to reduce income inequality,is a topic of concern of researchers all over the world.With the continuous development of Finance and economy,the income gap between urban and rural areas in China is expanding,resulting in the phenomenon of "polarization".Therefore,from the perspective of financial development to study the income distribution of urban and rural areas in Western China,it is helpful for us to understand the status and reasons of uneven income distribution,and to formulate and adjust economic policies.How to improve the income level of the backward areas in Western China,reduce and improve the gap between residents' income has become the focus of today's comprehensive victory and the goal of building a moderately prosperous society.This paper constructed a spatial econometric model,using provincial panel data from 2000 to 2016,China's 12 western provinces and autonomous regions,the status quo,development trend analysis of the western financial development and income gap between urban and rural area difference;building a simple OLS panel model,spatial autocorrelation model(SAR)spatial lag model(SLM),space the error correction model(SEM),to estimate the optimal spatial fixed effect spatial autoregressive model(SAR),the panel concluded that: the income gap between urban and rural residents in different provinces have significant spatial correlation;the model results verify the expansion of the scale of financial development and improve the efficiency of widening the urban-rural income gap.There is a "U" type and the relationship between the scale and efficiency of finance development and the urban-rural income gap,namely the financial development scale and efficiency reaches a certain level It can narrow the income gap between urban and rural residents.Finally,according to the theory and the actual situation,we put forward more reasonable and pertinent policy suggestions from many aspects to promote financial development.