Research On The Integration Of Insurance And Trust

With the continuous development of China's insurance market, since 2012, the use of insurance funds has been relaxed, the use of insurance funds is more diversified.2012 year in October the CIRC issued the insurance fund investment deal -- "on the investment of insurance funds on financial products notice", then continued to publish notice of the number of insurance investment area relax. A series of measures for the introduction of the two sub sectors of financial, insurance and trust have opportunities for cooperation,two disjoint industry more intersection.Insurance and trust are two areas for innovation. Especially the insurance company life insurance company, insurance funds, long term, and stable, in the interest rate market trend, the insurance funds need an investment trust industry export. As the four pillar of the financial industry, with the flexibility and profitability of the trust industry in.However, generation of financial management "for the purpose, has a unique and professional financial ability, insist on credit, cautious and effective manner, entrusted funds for wealth management. The trust industry in China has experienced several rectification, now has a relatively perfect laws and regulations in this context, Prudential cooperation has a day locationInsurance and trust are to provide a better and more efficient life with financial intermediation services, the two cooperation will enrich people's lives.Through case analysis, first of all, from the fidelity prop rich future life insurance the first insurance trust products as an example, detailed description of this product, as well as the analysis of the insurance trust this integration model in the market are facing opportunities and challenges, which leads to the integration of insurance and trust this theme a variety of modes of cooperation. Secondly, the letter of introduction, to the United States, on the two development of British national insurance and trust, draw on our experience. Finally, analysis of China's Insurance and trust in the process of development problems, combined with the successful experience of foreign related are advice.