Policy Agricutrual Insurance Of Hebei Study On The Sustainable Development Countermeasures

Agriculture is the foundation of the national economy, and is vulnerable to risk and attack. as "Green Box" allowed by WTO, agricultural insurance have played a protective role in disaster compensation to agricultural production in different countries. Policy agricultural insurance business in Hebei province began in 2007, has formed fixed mode of operation, has made some achievements during this eight years. But due to lack of pilot time and experience, there are many immature rare points and risk points in the business model, financial support strategies, the regulatory system, catastrophe risk to resolve of agricultural insurance policy of Hebei province. These problems greatly hindered the smooth development of Hebei province’s agricultural insurance policy. With economic development and intensification of agricultural production increase, how to further improve the policy agricultural insurance business model, promoting sustainable agricultural insurance policy business further development, making policy agricultural insurance business in promoting the healthy development of agriculture, playing a greater Accident Compensation role is the origin of this thesis topic. As agricultural policy, the government should play a leading role in the promotion and development of agricultural insurance. The purpose of this paper is how to, improve policy agricultural insurance business model through government action, combining Hebei province’s experience.This paper describes the concept of agricultural insurance policy, cite our existing policy agricultural insurance business model which is implementation of relatively large range and has clear features a, analyzed the achievements of Hebei province’s agricultural insurance policy combined with the present situation of Hebei’s rural and agricultural, as well as the problems in system design, financial subsidies, the regulatory system, and other aspects of catastrophe risk spreading. Proposals are offered to perfect Hebei’s policy agricultural insurance development mode by comparing the development pattern of agricultural insurance of the United States, Japan, France, India and other countries.I believe that to further improve the policy agricultural insurance business model, the government need to play a leading role; by legislation, a part of the compulsory insurance should be clear; strengthen propaganda to raise social awareness to agricultural policy; establish of a multi-level policy of agricultural insurance organization system; coordinate the relationship between subject and object ion; the improvement of policy agricultural insurance business model cannot achieve without the support of financial subsidies and tax incentives by the government, so the intendance to the conduct of the government, business entities, insurance regulatory actions of farmers need to strengthen, their behavior need to be limited to a framework of laws and regulations mode. policy agricultural insurance regulatory system need be stroked along. The establishment of catastrophe risk fund and a multi-level system of catastrophe risk diversification nationally, ensure stable development of agricultural insurance policies.