Study On The Problems And Countermeasures Of The Basic Medical Insurance For Urban Residents

Medical insurance system is an important livelihood of the people in our country’s socialsecurity system, medical insurance system to establish and improve the relationship of the people’svital interests and social stability. Medical insurance system at the beginning of the build is notperfect, in the process of execution will appear a series of problems. Due to the different nationalconditions, in the process of the development of medical insurance system in our country has itsown characteristics and problems. So we are in Canada, France, Germany, the United States andSingapore and other countries of the medical insurance model, on the basis of a comparative studyon the problems existing in the existing medical insurance system in our country and the status ofthe pilot reform to carry on the analysis and research, and to improve the system of social medicalinsurance in our country puts forward his own idea, starting from its own characteristics, in theprocession to reform, to explore suitable for China’s national conditions of health care model.Urban residents medical insurance for urban employees’ medical insurance is not minors andno job residents in cities and towns as the main ginseng protect object of medical insurance system.It is the basic medical insurance system for urban employees and new type of rural cooperativemedical care system, the CPC central committee and the state council to further solve the problemof the masses of the people health care, improve medical security system of the major initiatives. Itis mainly for urban non-employed residents medical treatment insurance system arrangement. Theemergence of this system in the reform of the social insurance system in China is of greatsignificance, pointed out the direction of China’s reform of social insurance system.In1998our country started building town worker is basic medical treatment insurance system,to achieve a basic cover all the residents of medical security system between urban and rural areas,the state council decided that since2007, the trial of basic medical insurance for urban residents.Conditional, in2007start pilot provinces to choose2to3cities, enlarge pilot in2008, for2009pilot cities achieve80%above, fully implemented across the country in2010, covering the entireurban non-employed residents gradually.This article from the basic medical insurance for urban residents, the urban employee basicmedical insurance that the insurance system of "universal coverage", elaborated our country someof the problems existing in the urban basic medical insurance system, and puts forward thecorresponding suggestion, hope we can make the development of the urban basic medical insurancesystem in Shanxi Province as an own meager strength.