Anti-money-laundering Experiences Of Foreign Countries And Its References For Our Country

Since the middle of the 20^th century, money-laundering activities have become rampantand have severely threatened the security of the countries and have endangered the globaleconomic development. According to the statistics of the IMF, the total sum ofmoney-laundering has occupied 2%--5% of the GDP of the whole world. According to theestimates of UN, every year the illegal revenues that has been legitimatized amount to 1—2billion dollars in the developing countries, in some developed countries, the number hasamounted to 100 billion dollars. In some world finance centers, 300—500 billion dollarsblack money has been legitimatized annually. Money-laundering has become a focus and hottopic of the international community. Now money-laundering has become rampant with theprevalence of illegal drug criminality, the organized gangdom criminality, terrorism andsmuggling, also it has adverse influences upon the economic and financial orders and socialstabilities.At present, money-laundering has become a professional and complex criminal domain.The international community has the comparatively perfect laws and codes and measuresduring the anti-money-laundering movement, especially America, Great Britain, Australia,Germany and France, these countries have accumulated rich experiences in the aspects ofthe research of money-laundering, the construction of the law systems, the construction of thedepartments and international cooperation during the process of fighting against the criminals.Although many Chinese are still unacquainted with money-laundering andanti-money-laundering, money-laundering has severely endangered the economic order ofour country, especially financial orders, moreover it will influence the international image ofour country. So our government has attached great importance to anti-money-laundering.Because our anti-money-laundering is still in a elementary stage, it is very necessary for us touse the experiences of anti-money-laundering for references, to perfect theanti-money-laundering system of our country.The first chapter introduces the definition, causes, techniques and harm ofmoney-laundering, on this basis, the author analyses the tendency of money-laundering andthe significances of anti-money-laundering. The second chapter mainly introduces thesuccessful experiences of the five countries in the aspects of law systems, workingmechanism, Financial Intelligence Unite and international cooperation. In the third chapter,the author introduces the present situation of money-laundering in our country, and points outthe problems existing in the process of anti-money-laundering. Finally, on the basis of use theforeign experiences for references, the author lodges the countermeasures to perfect theanti-money-laundering system of our country from the aspects of the perfection of lawsystems, organizing system, financial institution and international cooperation.