Design And Realization Of Housing Maintenance Fund Agency System

Currently, the financial intermediary business is a hot issue. Intermediate business of banks is developing in the mid 90s along with the banking system data intensifying, electronic construction, development of Internet network. Based on scientific and technological progress and network information technology, banking systems, settlement systems and service network develop rapidly. Intermediary Business is not only convenient for clients, but also reduces the third part's management costs. And it also promotes the services of bank. As one of the three pillars of banking, Intermediary Business, like assert business, liabilities business, is playing an increasingly important role, and more and more attention is focused on the major financial institutions. This article first introduced the basic situation of financial innovations. The analysis shows the three aspects, namely, business innovation assets, liabilities, Intermediary business. Therefore, the development of intermediary business in the current varieties of financial services is a key aspect of innovation, and also a window shows electronic banking capabilities and the strength of construction.Next, the development of intermediary business status, and prospects were analyzed from a technical point of view of the current structure of the middle business systems, business process flow, and proposed housing finance agency business systems maintenance design ideas. This system is relying on intermediary business platform and in accordance with the Tai'an City Housing Authority development of a system interface and launched by the bank counter in the middle of interconnected system operation.After the system being used on-line, on one hand, because the implementation of earmarked funds, and the current housing after the housing reform in Tai'an City whose age is short, and maintenance is relatively small, so the precipitation rate of capital, bring greater financial benefits for the Agricultural Bank of China. On the other hand, customers can choose the nearest ABC networks for funds deposit, withdrawal or disbursement, inquiries and other business, which lay the basis of the customer for business, and effectively increase the market competitiveness of the Agricultural Bank. Furthermore, by handling the business, ABC builds a good reputation in Taian City People's minds, "ABC housing maintenance codes" and set up a good image for the Bank which producea significant social benefits.