The Study On The Asset Securitization Of New Rural Cooperative Medical System

New rural cooperative medical system is an important part of keeping corporate development of city and village, constructing harmonious society and new village. Although we have got some achievements in experimental unit, favorable operation and continual development of new rural cooperative medical system was badly restricted by high unnecessary overhead expenses, resulting from Principal-Agent Problem in current system.For the sake of controlling unnecessary overhead expenses, we must adopt company pattern, which is the essential and manipulable way to keep favorable operation and continual development of new rural cooperative medical system.However, during the process of new rural cooperative medical system operation, insurers will come up against running risks, which will restrict the development of company pattern.By using the technology of Asset securitization, we can easily solve this problem. But it is a pity that there is not any ready-made patterns can be used in our country. So it's very necessary to study on the securitization of new rural cooperative medical system and seek a pattern that is suitable for our country.This dissertation accomplished the conformation of securitization of new rural cooperative medical system theory, by summing up interrelated basic theories; Explained that it is necessary and possible for our country to actualize the securitization of new rural cooperative medical system, by necessity and feasibility analysis; Got the revelations on the pattern that is suitable for our country, by researching American patterns; Got the conclusion that the pattern, which combines government-dominant and market-channels, is the most suitable for our country; Put forward a project of the new rural cooperative medical system securitization pattern that is suitable for our country, based on the support of interrelated basic theories, necessity and feasibility analysis, and the situation of our country; And in allusion to the possible risks in the process of new rural cooperative medical system securitization, put forward some useful suggestions.Research methods adopted in this dissertation included positive and negative analysis, theoretic and autoptical analysis, qualitative and quantitative analysis, systems and complication analysis, as well as finance, insurance, informatics, statistics, sociology, demology etc.Innovative idea in this dissertation is put forward a project and some useful suggestions of the new rural cooperative medical system securitization pattern that is suitable for our country, based on the support of interrelated basic theories, necessity and feasibility analysis, and the situation of our country.